Funeral & Cremation Preplanning & Prepayment
The arrangements you make will reflect your exact wishes and desires. Pre-arranging your own service will help to ease the burden of your loved ones. It will also alleviate any questions, problems or differences, which can occur among family members.
Pre-payment will protect you from the rising cost of prices, and it will not be a financial burden on your loved ones. When you plan ahead you know that your wishes will be fulfilled.
Arrangements can be made in the comfort of your own home by clicking the button below. Fill in as much as you are comfortable with and we'd be pleased to meet with you to discuss further. If you have questions, feel free to contact us at your convenience.
Understanding Funeral Prepayment in Schuylkill County
- In Pennsylvania, 100% of all funeral and cremation pre-payments must be placed in a third party account.
- This law was established for the safety and security of you, the consumer.
- It keeps your investment in a third party account that can only be accessed when needed to pay for your final expenses.
- Pre-funeral and cremation payments should never be paid directly to a funeral home or funeral director.
- Instead, pre-paid funeral and cremation accounts must be established with accredited life insurance companies and/or with accounts established at local banks.
- Both of those options listed above will earn dividends and/or interest, meaning the funds will grow depending on the current growth rates.
- All pre-paid options permit you to designate the accounts as "Irrevocable".
- An "Irrevocable" funeral or cremation account further secures your funds so that they can only ever be used to pay for your final expenses. This designation means your funeral or cremation pre-payment cannot be considered as a cash asset. This is important for people who receive state funded assistance.
- Keep in mind that by making a pre-paid funeral or cremation account Irrevocable, it means those accounts cannot be cashed in or withdrawn in any way, except for when they are needed to pay for the intended person's final expenses. Neither the investor nor the funeral home can access those monies until they are needed to pay for the intended person's final expenses.
- Irrevocable pre-paid funeral and cremation plans name the funeral home as the beneficiary (and sometimes owner) of the life insurance policy and/or bank account.
- While the "Irrevocable" designation secures your funds only to be used for your final expenses, you can always change the name of the funeral home that will be used to carry out your final arrangements. In short, while the "Irrevocable" designation locks your funds aside only to be used for your final expenses, it doesn't necessarily lock you into the funeral home where the plan was established. This permits you the freedom to take your pre-paid funeral or cremation plan with you if you move away from our service area or if you simply change your mind about which funeral home you want to use.
Contact Us
| 25 E Main St
| Schuylkill Haven, PA 17972
| Tel: 1-570-385-3381
|
| Directions
| 26 Chestnut St
| Cressona, PA 17929
| Tel: 1-570-385-3050
|
| Directions
You are welcome to call us any time of the day, any day of the week, for immediate assistance. Or, visit our funeral home in person at your convenience.
Hours - Sunday - Open 24 hours, Monday - Open 24 hours, Tuesday - Open 24 hours, Wednesday - Open 24 hours, Thursday - Open 24 hours, Friday - Open 24 hours, Saturday - Open 24 hours
| 25 E Main St
| Schuylkill Haven, PA 17972
| Tel: 1-570-385-3381
|
